You may want to grab a pen and paper to jot down some general information.

We started this service when we discovered that many of people think they need tens of thousands of dollars to build an executive homes these days. You may have talked with real estate agents or lenders who have told you that you need $30,000 to $50,000 to build a luxury home in prestige areas like Lakeshore, Lynnewood, Running Y, etc.

Five years ago, that may have been the case, but it is no longer true. I have arranged 7 home loans that enable you to buy homes in the $140,000 to $500,000 price range for as little as 3 to 5% down payment.

I have also arranged 4 home loans that enable you to build a home in the $ 140,000 to $500,000 price range for as little as a 3 to 5% down payment, including the cost of your lot & site improvements.

My specialty here is helping my Clients find the best home loan for their personal situation. My job is to answer any questions you have about the home loan process, and obtain for you all the facts you need before starting your home search – facts like: How much home do you qualify for? What would your payments be? The relationship between interest rates and points, the best options for you. What to do if you have an existing home to sell first. How to obtain home loans where the bank, or the seller, pay many or all of your closing costs. How to save tens of thousands of dollars of interest during the life of your home loan.

If you would like to build a home in the $140,000 to $500,000 price range, we offer a free computer matching process that we call our HomeLoanFinder Service. The HomeLoanFinder Service takes into consideration your income, debts, credit rating and employment and then prints out the best home loan for you, custom tailored for your personal situation. Our HomeLoanFinder Service is free and without obligation.

If you're thinking of shopping for an executive home (building your dream home), the information provided by our HomeLoanFinder Service gives you all the facts you need before your proceed, whether it be now or in a year or two. Many of our customers have been surprised at how much money they can save in interest, monthly payments and down payments after having our computers check their options.

As you can well imagine, there’s just too much to tell you about on this brief  message, but it’s easy for you to get more information. Just email me or call 883-3421 & press 6 to leave a message and I will return your call within 48 hours.

If you would like more information on the zero down or super low down payment home loans or our Free Home Loan Finder Service or 883-3421 ext. 3107.

For information on our free, no-obligation Best-Buy Lists or HomeFinder Service or how you can how you can obtain a free computer printout of all of the homes available for sale in Klamath Falls in any price range you select, 883-3421ext.  2017. You may enter 1-0-0-7 to access our menu now or 5007 to access our Fabulous Free Special Reports.

I have prepared several free tool kits for buyers, sellers, borrowers that will save you thousands of dollars when buying or selling, your home whether you use a Realtor or do it yourself. To hear about how you can obtain any one of these free toolkits by mail, email or fax .

If you have questions or would like to speak with me about the property or the home loans, you may email or call me, Teresa N. Snyder at Town and Country Realty at 883-3421.

Thanks for your time, and best wishes in your home search.

Also just a quick note -

If you are thinking about buying a new home or having one built - you should prepare yourself for spending another $20,000 - $200,000 after you close.

New homes come with very little, not even towel bars, let alone landscaping & draperies or blinds. And what about decorating and furnishing those extra rooms?

Our suggestion - Put less down. The house will appreciate more after you finish it and then you can refinance at the new value. The real solution - email us before you buy and we will help you make the right choices. Email us today