Nail By Nail: How To Build A New Home

We'll help you investigate and learn about a home loan:

1. The best home loan programs for new homes.
2. The lowest closing costs and lowest interest rates on new home loans.
3. The best construction loans.

You'll learn exactly how home loans work and how much you can afford. You'll be "pre-approved" for a new home loan by the lender of your choice.

1. How much do I want to allocate to land and the home itself?

Example: If you qualify for a $75,000 home including lot, you might choose to allocate $25,000 for a lot and $85,000 to the home. We will then provide you with all of the information on every lot available for $25,000 and under in the areas that you want to live.

Then, it's on to floor plans. Here's what's next:

1. We'll provide you with access to sample floor plans to stimulate your imagination.
2. We'll help you narrow down the general style and size of home to fit your budget.
3. We'll get preliminary quotes from builders to give you a general idea of the cost of the plans you like.

Securing the land: when you tell us which building site that you like, we'll:

1. Help you prepare an offer that will allow you to "tie-up" the land you want for under $2,000.
2. Present the offer to the owner on your behalf.
3. Negotiate in your best interests to help you get the best buy.

Fit your house to your land – we'll help you:

1. Customize the final plans of your new home to fit your land.
2. Obtain final bids from the builder.
3. Obtain final loan approval for your construction loan and permanent home loan.
4. Prepare and sign the home construction contract with your builder.