Just For First Time Buyers

We can not stress highly enough that you "Do your Research!" Our site is dedicated to helping you become a more informed buyer. Make sure you find someone who is looking out after your best interests and not just the loan or commission check.

If you would like to set up a Free Initial Consultation to see whether you would like to work with us - just email us at your convenience. best of luck to you and in your Home Search.

Enjoy doing your research!

When is it Time to Buy?

That is a question you are going to really have to ask yourself. Most people would say "Anytime." Others would say anytime but during the summer or the winter, etc. When you're a first time homebuyer, it can be hard to sort out fact from fiction. For example, is it true you need 20% for a downpayment? Don't you believe it! Here's more important information and advice for consumers getting ready to buy their first house. Get the FAQ's! (Frequently Asked Questions)

• Why it pays to own? Special Report
• Four Great Reasons to Own
• How to increase your purchasing Power
• Seven Ways to Find a Down
• Four things to Avoid
• 101+ Possible Types Of Turbulence Or Stunts We Could Encounter…
• Find Out How Much Home You Can Buy?  Find out why you never want to bother with getting pre-qualified - Always get the power of Pre-approval. Click here to learn more.
• How much will a Home Cost me Per month? Calculators coming soon -  email  us for a price per month or amortization schedule.
• When you start looking at homes, you may find it a bit uncomfortable and overwhelming when so many real estate agents & lenders are going to be calling you wanting your business. In fact, many people get out of or never ever start the process for fear of just this. Check out Our Exclusive House Hunting Guide
• Home Loan Finder Service gives you access to over 285 different loan programs to find on that best fits your needs. Click here to find out more.
• We will help you  Choose a Loan Program that best fits your needs & let you  Compare Loan Programs & pick the one that is best for you. Click here to find out more.
• Do you hate surprises? Are you afraid your loan costs will be higher than you were told? Click here to Check Out Closing Costs
• What does that Big "A" word mean? Why is it important to have an Amortization Schedule ran? You need to know how much your home is going to cost you per month and over the life of the loan. Go to our Calculator section to run one for yourself.
• How much house Should we Buy?
• Common Sense Financial Guide
• Lots of Calculators to use & compare different loans, how much house you can afford, etc...
  
• Apply On-Line
• Get to know our Home & Loan Finder Consultant
• Worried About Rates Going Up & Not Knowing About It? Ask to sign up for our Rate Watch Program which is an exclusive service only available to our Preferred Buyer & Borrower Clients
• Visit our detailed Borrower's Resource Center and learn even more about loans.

• Selecting A Real Estate Professional - Make sure you check out the list of questions to ask a Realtor or a Lender before you sign anything.

• Check out your Credit Report. We can do it for you or you can do it on-line.

• Application Checklist - information we will need from you.

• Tips On Moving From The American Movers Conference

• Real Estate & Mortgage Glossary

Remember to Check out our Borrower's Resource Center

Beneficial Info - Email us your Questions Anytime!

• Play the Game of Nines
• House Hunting Guide